Mortgage Information
Monthly Payment Budget Calculator
 Property Price
 Loan Ratio %
 Loan Amount
 Interest Rate %
 Year Terms Year
 

Down Pay: $300,000.00 , Monthly Repayment: $3,591.13
Monthly Repayment Table
Mortgage Proportion 5Year 10Year 15Year 20Year 25Year 30Year 35Year
25% $ 4,398 $ 2,317 $ 1,626 $ 1,283 $ 1,078 $ 943 $ 848
30% $ 5,278 $ 2,781 $ 1,951 $ 1,539 $ 1,294 $ 1,131 $ 1,017
35% $ 6,158 $ 3,244 $ 2,277 $ 1,796 $ 1,509 $ 1,320 $ 1,187
40% $ 7,037 $ 3,707 $ 2,602 $ 2,052 $ 1,725 $ 1,509 $ 1,356
45% $ 7,917 $ 4,171 $ 2,927 $ 2,309 $ 1,940 $ 1,697 $ 1,526
50% $ 8,797 $ 4,634 $ 3,252 $ 2,565 $ 2,156 $ 1,886 $ 1,695
55% $ 9,676 $ 5,098 $ 3,577 $ 2,822 $ 2,372 $ 2,074 $ 1,865
60% $ 10,556 $ 5,561 $ 3,903 $ 3,078 $ 2,587 $ 2,263 $ 2,034
65% $ 11,436 $ 6,025 $ 4,228 $ 3,335 $ 2,803 $ 2,452 $ 2,204
70% $ 12,315 $ 6,488 $ 4,553 $ 3,591 $ 3,018 $ 2,640 $ 2,373
75% $ 13,195 $ 6,952 $ 4,878 $ 3,848 $ 3,234 $ 2,829 $ 2,543
80% $ 14,075 $ 7,415 $ 5,204 $ 4,104 $ 3,450 $ 3,017 $ 2,712
85% $ 14,954 $ 7,878 $ 5,529 $ 4,361 $ 3,665 $ 3,206 $ 2,882
90% $ 15,834 $ 8,342 $ 5,854 $ 4,617 $ 3,881 $ 3,394 $ 3,051
95% $ 16,714 $ 8,805 $ 6,179 $ 4,874 $ 4,096 $ 3,583 $ 3,221
Monthly Interest/Principal Analysis
Total Loan Amount:   Total Payment Amount:  
Interest %:   Total Interest Payment:  
Year Term:   Monthly Payment:  
Year  << >>  Mortgage Information
Year Payment No. Principal Interest Balance
         
         
         
         
         
         
         
         
         
         
         
         
Rent vs. Purchase
Monthly Rental
Expected Rental Increase (%)
Expected Rental Years (Yr)
Expected Property Appreciation (%)
Expected 1st Year investment Return (%)
  Rental Purchase
Rental Total Rent (12months) $ 60,000.00
(+) Stamp Duty $ 150.00
(-)1Year Investment Return $ 12,000.00
Purchase Down Payment $ 300,000.00
(+)Stamp Duty $ 100.00
(+)Solicitor Fee $ 1,500.00
(+)Assignment Solicitor Fee: $ 10,000.00
(+)Mortgage Solicitor Fee: $ 7,750.00
(+)Mortgage Insurance Premium (Self Use, Adjustable Rate): N/A
(+)Payment Made:
(+)Loan Balance After1Year:s $ 671,678.49
(-)Expected Property Sale Price: $ 1,020,000.00
Total Costs: $ 48,150.00 $ 14,122.05
According to the above data, after 1 year,money saved from owning property than rental is $34,027.95
Refinance Calculator
Current Mortgage Info:
Mortgage Start Month
Loan Amount
Repayment Term (Yr)
Mortgage Rate (%)
After Refinanced:
Mortgage Start Month
Loan Amount
Repayment Term (Yr)
Mortgage Rate (%)
Costs of Refinance
Current Monthly Payment
Refinanced Mortgage Payment
 
  Current Mortgage Info After Refinanced
No. of Payments Paid 0
Remaining Payment Terms
Interest Paid
Interest Balance
Related Costs of Purchasing a Property
Solicitor's Fee & Misc Land Registry & Stamp Duty
Stamp Duty:
#Mortgage Insurance Premium:
----Self Use/Adjustable Rate:
----Rent/Adjustable Rate:
*Assignment/Solicitor Fee:
*Sales Agreement Solicitor Fee:
*Mortgage Deed Solicitor Fee:
$ 100
 
N/A
N/A
$ 10,000.00
$ 1,500.00
$ 7,750.00
Assignment:
Property Deed:
Mortgage Deed:
Registry Fee:
Land Search Fee:
$210
$230-$450
$210
$300
$25
# According to "One-Time" Payment Standard
* Figures are for reference only. Fees are to be discussed and determined with your solicitor
Remark: All the above data are for reference only
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